Sunday, May 10, 2020

Key Pieces of Major Declaration Essay Samples Culp Georgetown

Key Pieces of Major Declaration Essay Samples Culp Georgetown In a market economy, to attain efficiency, the resources have to be allocated in such a manner they are readily available to various users at different geographic locations. To comprehend how women are portrayed as activists, it is essential to have knowledge on the plot of the film. Selecting a great topic for your essay is among the most significant and frequently tricky parts for many students. You may trust us to supply expert aid for many of your academic writing needs. Major Declaration Essay Samples Culp Georgetown - the Story As soon as your writing is finished, make certain to have an editor review your essay for you. First and foremost it's essential to be certain that you comprehend the essay question fully and your essay answers each part of the question adequately. Qualities of a very good persuasive essay topic The topic needs to be specific. It will be simpler that you compose a great persuasive ess ay if it's a subject in which you have knowledge. Most academic essay topics usually ask you to choose a side in an argument or maybe to defend a specific side against criticism. High school essay examples incorporate a number of short essays like narrative, persuasive and analytical. All essays will have a particular topic that's either one you choose or one which is provided for you. High school essays are structured very similarly whatever the topic and fantastic essay structure will let you compose a crystal clear essay that flows from 1 paragraph to the next. The Lost Secret of Major Declaration Essay Samples Culp Georgetown Don't forget that any argumentative essay sample you'll discover on the internet will require a full rewriting in order to prevent plagiarism. The most important element which creates a persuasive essay in English stand out from the remainder of assignments is the use of reasoning. The simplest way to decide on the form of an essay is to realize the writer's point of view. Just stick to the guidelines stated above, and you will be well on your way to writing a fantastic persuasive essay. A persuasive essay needs to be able to grab the interest of the folks reading it easily. The target of a persuasive essay is to convince your readers your viewpoint is the ideal viewpoint. If you're already on the lookout for persuasive essay examples online, you most likely have a somewhat vague idea about how to begin writing. Trying to persuade your teacher may be quite exhausting. Essay writing is often practiced is schools. Generally, students are requested to compose assignments which take between 30 minutes and a complete hour. First-year students otherwise enter the College as Undeclared students, employing the initial and second year to learn more about the curriculum seeking their selection of major. High school, college, and sometimes even university students from all around the world are writing persuasive essays. Minors might be declared at the exact same time you're declaring your major. Students shouldn't have to wear uniforms. They should not have to wear school uniforms because they limit students' ability to express their individuality. You have to find the proper resources for your essay together with patience when finding the proper inspiration to write. Other goals include the demonstration of amazing research abilities and deep understanding of the subject. The perfect place to bear in mind is an absolutely free online English writing lab named Purdue OWL. Therefore, it's imperative to learn how to approach any issue with a strong focus on solving it. Utilizing reliable sources for research is vital. Begin with general subjects that you are conversant with then narrow down to a certain topic. Whichever topic you select, always don't forget the value of literature sources. Possessing very good research abilities and selecting a superb topic is critical. The Tried and True Method for Major Declaration Essay Samples Culp Georgetown in Step by Step Detail If you wish to learn how to compose an excellent persuasive essay, you're looking in the correct spot! Having found the side that you're standing for, you will need to guarantee you fully grasp the viewpoint of the opposite side. To begin with, it's important to pick a topic that it is possible to take a stand for. When you settle on the subject and pick the position on which you will base your essay, the remainder of the job can then begin. The major portion of a brief essay is known as the body. All of the primary points ought to be concisely mentioned in the preview. Clearly, you ought not purposely select a topic that will bore your audience. The remaining portion of the paragraph should argue the most important point. What Does Major Declaration Essay Samples Culp Georgetown Mean? You should incorporate a distinct phrase for every one of your topics of assessment. Use the very best terms you can imagine! There's a pool of subjects to pick from. There are several free examples of appropriate formatting.

Wednesday, May 6, 2020

Italy Tax System Free Essays

Faculty of Business and Management, Brno University of Technology INTERNATIONAL AND EUROPEAN BUSINNES LAW Tax system in Italy 2009/2010 Taxation in Italy The taxation system in Italy is administered by the Agenzia delle Entrate (Revenue Agency) which is the national legal authority for taxation. Taxation of an individual’s income in Italy is progressive. In other words, the higher the income, the higher the rate of tax payable. We will write a custom essay sample on Italy Tax System or any similar topic only for you Order Now There are reduced rates of tax and tax exemptions available to certain income earners. The liability for Italian income tax depends on where a person is domiciled. A domicile is usually the country we regard as the permanent home and where we live most of the year. A foreigner working in Italy for an Italian company who became resident in Italy and has no income tax liability abroad is considered to have a tax domicile in Italy. A person can be resident in more than one country at any time, but can be domiciled only in one country. The country of domicile is important regarding inheritance tax, as there’s no longer any inheritance tax in Italy. Generally, person is considered to be an Italian resident and liable to Italian tax if any of the following applies: †¢The person has permanent home in Italy; †¢He/She stays at least 183 days in Italy during any calendar year †¢Person carries out paid professional activities or employment in Italy, except when secondary to business activities conducted in another country; †¢The centre of person’s economic interest in in Italy If the person is registered as a resident in a comune, he/ she is liable to pay income tax in Italy. If a person moves to Italy to take up a job or start a business, he/she must register with the local tax authorities soon after the arrival. This is done at a local tax office. An individual is also liable for tax on his income as an employee and on income as a self-employed person. Tax will be payable on income earned in Italy and overseas by an individual who meets the test of a â€Å"permanent resident† of Italy. A foreign resident who is employed in Italy pays tax only on income earned in Italy. It is important to point out as regards taxable income from outside Italy, that a â€Å"tax credit† is granted for tax deducted outside Italy. In the case of income from a salary, the employer is obligated to deduct the amount of tax payable on a monthly basis. A self-employed person must prepay income tax that will be offset on filing an annual return. The advance payment is determined on the basis of the return made for the previous year. In the event of a new business, the advance will be calculated on the basis of estimates made by the owner of the business. The taxation system in Italy is divided into two categories: Direct taxes * IRPEF or IRE: Imposta sui Redditti delle Persone Fisiche ( Personal Income Tax) * IRPEG or IRES: Imposta sur Redditi delle Persone Giuridiche (Corportation Tax on the Income of limited liability and joint-stock companies – SRL or SpA) * IRAP: Imposte Regionale sulle Attivita Produttive (Regional Tax which applies to the value of goods and services) Italy Personal Income Tax rates in year 2009 * 23%0 – 15,000(EUR) * 27%15,001-28,000(EUR) * 38%28,001-55,000(EUR) * 41%55,001-75,000(EUR) 43%75,001 and over (EUR) Capital Gains Tax in Italy For individuals capital gains are generally added to the regular income. †¢The rate of tax payable on capital gains from shareholding is 12. 5% for non-qualifying shareholding of up to 25% in a company. †¢For the purpose of calculating a capital gain, the gain is decreased in line with the rate of increase in inflation, from the date of purchase to the da te of sale. In regard to capital gains in a corporation, identical relief is allowed at the rate of increase in the Index. †¢Companies pay 27. 5% tax on capital gains. In sale of participation, 95% is tax exempt, subject to certain conditions. Italy Reporting Dates and Payment The tax year in Italy ends on December 31st. Advance payments of tax are made on the following basis. †¢ An Individual – An individual whose only income is from a salary is not obligated to file an annual tax return. His employer deducts tax from the employee and transfers the payment immediately to the tax authorities on a monthly basis. †¢ A Self-Employed Individual is obliged to pay 100% of the tax forecast for a year, or an amount that is the equivalent of 98% of the tax paid in the previous year. The pre-payment is made in two installments. 40% of the total is paid by June 20th and the remaining 60% is paid on November 30. The date for filing an annual return for an individual is July 31. Fines are imposed for arrears in filing an annual return at the rate of 120% – 240% of the tax, depending on the length of time that the return is in arrears. †¢ A Limited Company – A limited company is obligated to submit Financial Statements within 30 days of the date of approval of the Statements. Up until the date of approval of the Statements, the Company is obligated to pay the amount of tax due for the previous year as well as 40% of the advance on account of the tax forecast for the current year. Italy Deduction of Tax at Source Italy Taxation of Employees As regards employed persons, the employer is obligated to deduct tax at source from an employee and to make additional contributions to social security. Italy Social Security †¢An employed person – th e employer’s contribution is around 30% of the salary and the employee’s contribution is around 10% of the salary. A self-employed person – the rate of payment is between 17%-25. 7% with an upper limit that changes from year to year. Indirect taxes * IVA (VAT) * Imposta di Registro (Registration Tax) * Imposte Ipotecarie e Catastali (Mortgage and Land Registration) * Imposta di Bollo (Revenue Stamps) * Accise o Imposte di Fabbricazione e consumo (Inland Duties) IVA (VAT) * Standard Rate 20% (since Oct 1997) Reduced Rate 10% Italy VAT Recovery Time: 18 months Italy VAT Registration Threshold Non-Resident: Nil Inheritance Tax ; Gift Tax There is no longer any tax on inherited property, regardless of its value and the relationship between the deceased and the heirs. On immovable property and real property rights, the catastral tax (imposta catastale) and land registry tax (imposta ipotecaria) must be paid at the rates of one percent and two percent, respectively, of the cadastral value of the property or the real property rights included in the inheritance. If one of the beneficiaries satisfies the conditions for the main or only residence (prima casa), the cadastral and land registry taxes due on an inheritance or a gift are a fixed amount of â‚ ¬168 each. In relation to gifts, the rules vary depending on the degree of kinship and the value of the gift. There are no taxes payable on gifts in favour of a spouse, descendants or other relatives up to the fourth degree. Gifts in favour of persons other than those mentioned above are subject to taxes on the transfer if the value of the share due to each beneficiary is greater. Other Taxes There are other taxes payable to central, regional, provincial or local governments. These are usually paid once a year. Bollo Auto (Car Tax), which includes the tax on your car radio and the stamp duty on your Italian driving licence * Bollo Moto (Motorbike Tax) * Bollo Motorino (Scooter Tax) * Canone RAI (TV Tax) * Tassa Rifiuti (Garbage Tax) * Imposta Comunale Sugli Immobili – ICI (Municipal Property Tax) Deductible Burdens and Tax Allowances Tax allowances include the so-called â€Å"no-tax area†, (a deduction of between â‚ ¬3,000 and â‚ ¬7,500 to avoid taxing those on low incomes), as well as allowances for dependant family members (dependant wife and/or children). Some deductible burdens (oneri deducibili) are expenses which can be used to reduce the total income. For example: some types of medical expenses, national insurance contributions, donations to religious institutions, donations to universities, research bodies and associations for the protection of assets of artistic interest, the cadastral income (income deriving from the value of any land owned) of the main residence are considered to be deductible burdens. Some deductible burdens are expenses which can be used to reduce the amount of the gross tax due. Again by way of example: medical expenses, passive interest on mortgages, education expenses, donations to Bodies or Foundations for research, for performing arts, for social purposes, donations to political parties. Each type of expense has its own rules for the deductions. For example: from rental property income a fixed amount of 15 percent of the income is deducted for expenses, while from business and self-employed income the expenses sustained for the carrying out of the activity are deducted. Some unearned incomes are taxed only on 40 percent of the amount. The majority of these burdens are not deductible from the income of non-residents. Other deductions in Italy Deductions must be made from the following payments to nonresidents according to this table: * Dividend27 (1. 375% to EU and EEA residents) * Royalties22. 5% * Interest12. 5 / 27% * Director’s Remuneration20% Deduction at source in the case of a dividend, royalties and interest paid to foreign residents is subject to the Double Taxation Prevention Treaty. Double Taxation Treaties Double taxation treaties contain rules that determine in which country an individual is resident. Italian residents are taxed on their world-wide income, subject to certain treaty exceptions. Non-residents are normally taxed only on income arising in Italy. Citizens of most other countries are exempt from paying taxes in their home country when they spend a minimum period abroad, e. g. a year. Double taxation treaties are designed to ensure that income that has already been taxed in one treaty country isn’t taxed again in another treaty country. The treaty establishes a tax credit or exemption on certain kinds of income, either in the country of residence or the country where the income was earned. Where applicable, a double taxation treaty prevails over domestic law. Italy has double taxation treaties with over 60 countries, including all members of the EU, Australia, Canada, China, the Czech Republic, Cyprus, Estonia, Hungary, Iceland India, Israel, Japan, Latvia, Lithuania, Malaysia, Malta, Mexico, New Zealand, Norway, Pakistan, the Philippines, Poland, Romania, RSA, Russia, Singapore, the Slovak Republic, Sri Lanka, Switzerland, Turkey, and the US. Bibliography: SOCR. CZ. Pravidla pro volny pohyb sluzeb a svobodu usazovani v  EU- Italie. [online]. [cit. 2010-04-12]. URL:http://www. ocr. cz/images/prirucka/pdf/it. pdf, cit. 1 BUSINESSINFO:CZ. Italie: Financni a danovy sektor [online]. [cit. 2010 012]. URL:http://www. businessinfo. cz/cz/sti/italie-financni-a-danovy-sektor/5/1000683/ ANGLOINFO. COM. Personal Taxes – Income Tax, Capital Gains Inheritance Tax – in Italy. [online]. [cit. 2010 012]. URL: http://rome. angloinfo. com/countries/italy/tax. asp CANADI NTERNATIONAL. GC:CA. Income and Other Taxes in Italy. [online]. [cit. 2010 012]. http://www. canadainternational. gc. ca/italy-italie/consular_services_consulaires/tax_italy-italie_taxes. aspx? lang=eng How to cite Italy Tax System, Essay examples

Wednesday, April 29, 2020

INTRODUCTION Essays (1015 words) - Charles Dickens,

INTRODUCTION This report will talk about the life of a famous author, Charles Dickens. It will tell you about his early, middle, and later years of his life. It will also talk about one of his great works of literature. In conclusion, this report will show a comparison of his work to his life. EARLY LIFE Charles Dickens was born at Landport, in Portsea, on February 7, 1812. His father was a clerk in the Navy Pay-Office, and was temporarily on duty in the neighborhood when Charles was born. His name was John Dickens. He spent time in prison for debts. But, even when he was free he lacked the money to support his family. Then, when Charles was two they moved to London.1 Just before he started to toddle, he stepped into the glare of footlights. He never stepped out of it until he died. He was a good man, as men go in the bewildering world of ours, brave, transparent, tender-hearted, and honorable. Dickens was always a little too irritable because he was a little too happy. Like the over-wrought child in society, he was splendidly sociable, and in and yet sometimes quarrelsome. In all the practical relations of his life he was what the child is at a party, genuinely delighted, delightful, affectionate and happy, and in some strange way fundamentally sad and dangerously close to tears. 2 At the age of 12 Charles worked in a London factory pasting labels on bottles of shoe polish. He held the job only for a few months, but the misery of the experience remain with him all his life. 3 Dickens attended school off and on until he was 15, and then left for good. He enjoyed reading and was especially fond of adventure stories, fairy tales, and novels. He was influenced by such earlier English writers as William Shakespeare, Tobias Smollet, and Henry Fielding. However, most of the knowledge he later used as an author came from his environment around him. 4 MIDDLE LIFE Dickens became a newspaper writer and reporter in the late 1820's. He specialized in covering debates in Parliament, and also wrote feature articles. His work as a reporter sharpened his naturally keen ear for conversation and helped develop his skill in portraying his characters speach realistically. It also increased his ability to observe and to write swiftly and clearly. Dickens' first book, Sketches by Boz (1836) consisted of articles he wrote for the Monthly Magazine and the London Evening Chronicles.5 On April 2, 1836 he married Catherine Hogarth. This was just a few days before the anoucement that on the 31st he would have his first work printed in The Posthumous Papers of the Pickwick Club. And this was the beginning of his career. 6 Then, at 24, Dickens became famous and was so until he died. He won his first literary fame with The Posthumous Papers of the Pickwick Club. Published in monthly parts in 1836 and 1837 the book describes the humorous adventure and misadventures of the English Countryside. After a slow start, The Pickwick Papers as the book was usually called gained a popularity seldom matched in the history of literature. 7 Then in 1837, Catherine's sister Mary, died. Because of her death Dickens' suffered a lot of grief. This led some scholars to believe that Dickens loved Mary more than Catherine. Catherine was a good woman but she lacked intelligence. Dickens and Catherine had 10 children. Then later in 1858, the couple seperated. 8 LATER LIFE,/b His later years was basically consisting of two main additions to his previous activites. The first was a series of public readings and lectures which he began giving it systematically. And second, he was a successive editor. Dickens had been many things in his life; he was a reporter , an actor, a conjurer, a poet, a lecturer, and a editor and he enjoyed all of those things. 9 Dickens had a remarkable mental and physical energy. He recorded all his activites in thousands of letter, many of which made delightful readings. He spent much of his later life with crowded social friends from arts and literature. He also went to the theater as often as he could, cause he loved drama. Dickens also produced and acted in small theaters

Friday, March 20, 2020

5 Seasonal Jobs for People Who Dont Want to Work in Retail

5 Seasonal Jobs for People Who Dont Want to Work in Retail Hoping to snag a seasonal job to bump up your income for the end of the year- but don’t want to end up in an elf costume or folding sweaters all weekend long? Retail gigs are great, of course, but if they’re not your particular extra-spending-money cup of tea this season, there are still available seasonal gigs that might be. Here are 5 great examples of seasonal jobs that have nothing to do with retail.1. Election ClerkThis is a temporary, part-time job around election time. Look into your county or state’s Board of Elections and see if they are planning to hire any extra help. If you’re organized, reliable, efficient, and into democracy, this could be a great option for you.2. Seasonal Sports InstructorIf you’re good at a sport and a good teacher, this is a great way to make a little extra scratch. Say it’s summer and you’re great at fly fishing. Or it’s the holidays and you’re an accomplished skier. This could be a gre at way of combining one of your favorite activities with the chance to earn some bonus cash.3. Tax AssociateTax season is just around the corner, believe it or not. At least, it’s not too early to start casting your net if you’re a tax prep guru and looking for a seasonal gig at tax time.4. Admissions ReaderEver wonder how all those colleges and universities read through all of the applications they’re sent? They don’t! (Well, they do, just not every single one as carefully as possible.) Find an institution with rolling admissions or transfer admissions and see what the relevant opportunities might be.5. HR AdminEver wonder who vets and hires all this temporary, seasonal help? Often human resources departments will take on extra team members to help them process extra applications at busy times. Take advantage of the seasonal economy growing!

Wednesday, March 4, 2020

Bachelors Degree How Many Years Does It Take

Bachelor's Degree How Many Years Does It Take SAT / ACT Prep Online Guides and Tips Wait- a bachelor’s degree is how many years? Most Americans wouldn’t hesitate to say, "Four." But as it turns out, this isn’t always the case- and certainly doesn’t have to be for you if you’d rather graduate early! In this guide, we addressone of students' biggest questionsabout college: how many years is a bachelor’s degree, and how can you shorten this time frame? Read on to learn what a typical bachelor's degree entails in terms of credits and classes, how long bachelor's programs generally are, and how you can reduce the time it will take you to earn a bachelor's degree. We'll also cover the biggest drawbacks of getting your degree in less than four years. What Is a Bachelor’s Degree? Overview A bachelor’s degree- also known as a baccalaureate- is an undergraduate degree bestowed by colleges and universities onpeople who have completed an academic program, typically lasting around four years. A bachelor’s degree designates achievement of an education level higher than that of a high school diploma/GED and associate degree (i.e., a two-year undergraduate degree) but lower than that of a graduate degree (master's or doctoral). One of the most common types of degrees for college-bound students, bachelor's degrees are available in a vast array of disciplines, from math and science to the arts and humanities. They also come in several varieties depending on the discipline/field, program, and institution. Here are some of the most common types of bachelor's degrees you’ll see: Bachelor of Arts (BA) Bachelor of Science (BS) Bachelor of Fine Arts (BFA) Bachelor of Business Administration (BBA) Bachelor of Music (BM) Bachelor of Architecture (BArch) Bachelor of Engineering (BE, BEng) There are many benefits to getting a bachelor's degree. Besides expanding your knowledge of a particular field, bachelor's degrees aregreatfor finding well-paying jobs and establishing a career that interests you. According to findings by the US Bureau of Labor Statistics, the median weekly earnings for people with a bachelor's degree is $1,173 per week. That's $337 more than what those with associate degrees make in a week,and $461 more than what those with only high school diplomas make. In short, education pays off! Now that we’ve looked at what a bachelor's degree is and how it can be useful for you, it’s time to get to the meat of the article: how many years is a bachelor's degree? Getting a Bachelor's Degree: How Many Years Does It Take? How long does it take to get a bachelor’s degree? The answer to this question depends on several factors, but in the US, most students earn their bachelor's degreesin four to six years of full-time study (not including summers). According to a 2016 report by the National Student Clearinghouse Research Center, 37.5% of students in bachelor's degree programs at four-year public institutions earned their degrees in four years. In addition,75.4% of students earned their bachelor's degrees in six or fewer years. Of course, some students earn their bachelor's degrees in less time- as little as three years- whereas others earn theirs in more time- up to eight or more years. Here are some key factors that determine how much time your bachelor's degree takes: Whether you have any credits from AP/IB exams or community college classes How many classes you take per semester Whether you take classes over the summer What your major requires in terms of credits and classes Whether you’re double majoring Whether you’re taking classes full- or part-time The total number of credits youmust accumulate to get your bachelor’s degree can vary slightly depending on the school and whether it uses a semester or quarter system. Generally speaking, most bachelor's degree programs require a minimum of 120-130 semester credits, or 180-190 quarter credits. This is roughly equivalent to 40 classes. The classes you must take will vary widely depending on both your major and school. Typically, though, you’ll need to take the following types of classes to get a bachelor's degree: General Education classes:Normally, all bachelor's degree candidates must take these core classes, regardless of their majors. Classes span a variety of subjects, including math, science, writing, and social studies/history. Exact requirements vary depending on the school. Major classes: These are the classes you must take to fulfill the requirements for your major and minor. Usually, these may not overlap with the Gen Ed classes you're required to take. College, school, or departmental classes: These classes are required by the college, school, and/or department that houses your major. At the University of Michigan, for instance, those in the College of Literature, Science, and the Arts must earn at least 100 credits in the College but may earn the remaining 20 credits through a different college or department, such as the College of Engineering. When it comes to taking electives- even if the credits count toward your degree's total number of required credits- if they do not fulfill any of the three criteria above, they might prolong the time it takes for you to earn your bachelor's degree. Lastly, many colleges these days offer online bachelor's degree programs,through which you can earn a bachelor’s degree entirely online. Because these programs offer more flexibility than a traditional program, you could earn your degree in even less time (more on this later). Ready to speed through your degree? How to Get a Bachelor’s Degree in Less Time: 6 Tips How many years is a bachelor’s degree? Typically four, but it’s certainly possible to get yours in less time, if you so choose. In this section, we go over six key ways you can reduce the time it’ll take to get your bachelor’s degree. Tip 1: Start Earning College Credit in High School One of the easiest ways to reduce the time it takes to get a bachelor's degree is to start in high school by taking AP tests, IB tests, and community college classes. First, let's look at AP tests. Byearning high scores on AP exams (typically a score of 3+), you'll getcollege credits that can be applied toward your bachelor’s degree. For example, at the University of Michigan you can earn anywhere from 2 to 5 credit hours for high scores on AP tests (what you earn will vary depending on what exam you take and what score you get on it), whereas at Stanford you can earn up to 10 quarter units for scores of 4 or 5 on AP tests. AP scores can also allow you towaive certain General Education or major requirements at colleges, thereby saving you time you would've spent actually taking those classes in college. Nevertheless, not all collegespermit this. Some will only accept AP credits as elective credits that count toward the total credits required for your degree but not for specific major/minor or departmental credits. For example, on its website,UCLAmakes it clear that "AP credit does not satisfy General Education requirements." In addition to AP scores, high scores from IB exams can count as credits toward your bachelor’s degree. You’lltypicallyneed a score in the range of 5-7 on an IB exam in order to earn college credit for it. Be aware that colleges are more likely to award credit for higher-level IB exams than they are standard-level IB exams. So if you’ve finished a standard-level IB course, just know that you might not actually get any college credit for it! In addition, becauseAP classes and tests are more popular, colleges might be less likely to accept IB exam credits. I strongly advise you to check the official credit policies for each college you're consideringso you'll know what kinds of tests they accept for credit and how much credit you’ll get (some schools offer more credit for AP tests over IB tests, or vice versa). Finally, and only if a collegeallows this,you might be able toearn credits for college while in high school by taking some community college courses.It's not particularly common for four-year colleges to accept community college credits from high school students, so be sure to check first with the colleges you’reconsidering to see whether they'll actually accept these credits. Tip 2: Choose a Major Early and Stick With It Knowing for sure what you want to major in will help streamline your bachelor's programand could even cut down the time it takes you to get your degree. If you end up changing your major a couple of years in or wait to declare one until late into your program, you’ll most likely be in college for at least four years- possibly longer! Moreover,choosing just one major can reduce the time it takes to get your degree.Though there’s nothing wrong with double majoring(I did it), doing so means you’ll likely be in school for four years, maybe longer. Ultimately, you have to decide what’s important for you.Would you rather get your bachelor’s degree in less time but only be able to have just one major? Or, would you rather spend more time in college- four or more years- and be able to study everything you want? I suggest meeting with your college academic advisor as soon as you can to explain your plans and see what your options are for courses and schedules. Talk to your advisor aboutadjusting your schedule so you can graduate sooner. Tip 3: Take More Classes Each Semester/Quarter One way students can try to reduce the time to their degrees is to take more classes during the semester/quarter. Essentially, instead of taking the normal course load of, say, four classes per semester (whichwe'll sayis equal to 16 credits), you'd be taking five classes (20 credits). By taking just one or two extra classes a semester, you could cut down your program by as much as a whole semester or year, allowing you to graduate early. As a reminder, the "normal" number of credits you take per semester/quarter will vary depending on the institution. Check with your college (or any colleges you’re considering) to see how many credits students typically take and whether there is a maximum number of credits or courses you can take per semester/quarter. Tip 4: Enroll in Summer Classes Manystudents earn their bachelor's degrees in four years of continuous full-time study, but this time frame doesn’t include summer courses, which offer you an extra quarter or semester of credits.Just makesure that the courses you take are ones you need to graduate, such as major courses or General Education courses, and you're ready to go. Though most students who take summer classes do so at their home institutions, another option is to take college classes at a local community college during the summer. Doing this can be more convenient if yourschool is far away and you want to stay close to home in the summer. Check that your school will accept these summer credits before you decide to enroll in any community college classes. Also, be aware that you most likely won’t be able to transfer grades to your home institution- just the credits you earn. Summer school students need cool backpacks, too. (CollegeDegrees360/Flickr) Tip 5: Look Specifically for Shorter Bachelor’s Programs Many schools offer bachelor’s degree programs that are specifically designed to let you getyour degree in a shorter time frame, usually three years. These programs can vary significantly in how they’re structured, butnormally you'll be given a strict schedule to follow as well as special academic advising. If you’re dead-set on getting your degree in less time, it's worthit to see what colleges offer these programs and whether they have the program available in your intended major. The following chartshowspopular schools withthree-year bachelor’s degree programs.The schools have been arranged in alphabetical order, with each including its location and programs offered. You can find more three-year’s bachelor's degree programs bysearching on Google for"three-year bachelor’s degree programs site:.edu." School Location 3-Year Programs Offered Ball State University Muncie, IN Nursing Central State University Wilberforce, OH Accounting, Business Administration, Political Science Grace College Winona Lake, IN Most majors Hartwick College Oneonta, NY Most majors Newbury College Brookline, MA All majors except Computer Science, Graphic Design, Interior Design, Culinary Management Regis College Weston, MA Biology, Global Business Management, Interdisciplinary Studies in the Humanities, Psychology, Social Work Southern New Hampshire University Manchester, NH Accounting, Accounting and Finance, Business Administration, Business Analytics, Computer Information Systems, Economics and Finance, Fashion Merchandising and Management, Hospitality Business, Marketing, Operations and Project Management, Sport Management Southern Utah University Cedar City, UT About half of all majors SUNY Potsdam Potsdam, NY Biology, Chemistry, Communication, Computer Science, Creative Writing, Geology, Literature, Literature and Writing, Physics, Politics, Studio Art, Theatre, Writing Thomas College Waterville, ME Accounting, Business and Management, Communications, Computer and Technology, Criminal Justice, English, Finance, Marketing, Political Science, Psychology, Sports Management Trinity International University Deerfield, IL Most majors University of San Francisco San Francisco, CA Most majors University of Toledo Toledo, OH Most majors Western Michigan University Kalamazoo, MI Most majors Tip 6: Consider Getting a Bachelor’s Degree Entirely or Partly Online Many colleges offer online and hybrid bachelor’s degree programs, both of which usually take less time than a typical four-year undergraduate degree. An online programis where you take all your classes and turn in all assignments online. A hybrid program, on the other hand, is where you take both in-person and online classes- in short, it's a mix between a traditional program and an online one. If you don’t mind the idea of not going to an actual campus and not meeting with classmates and professors, an online or hybrid bachelor’s degree program could be for you. Just know that there can be some big disadvantages to doing one, including fewer (if any) networking opportunities and a lack of prestige (online and hybrid programs are still sometimes viewed as less "legitimate" than traditional ones). These programs can save you both time and money becauseof their flexibility. For example, at Purdue, "most [online] bachelor’s degree programs can typically be completed in 2 to 4 years." This short time frame is made possible due to the great flexibility students have regarding when they choose totake classes and access assignments. Here's a list of the top 15 universities offering online bachelor’s degree programs. (Note that the US News rankings are specifically for the online programs and not for each school as a whole.) School US News Ranking Embry-Riddle Aeronautical University 1 Arizona State University 2 Ohio State University- Columbus 3 (tie) Oregon State University 3 (tie) Penn State 5 (tie) University of Florida 5 (tie) University of Illinois- Chicago 5 (tie) Colorado State University 8 (tie) University at Buffalo- SUNY 8 (tie) UNC - Wilmington 8 (tie) University of Oklahoma 8 (tie) Loyola University Chicago 12 (tie) University of Alabama- Birmingham 12 (tie) University of Central Florida 14 CUNY School of Professional Studies 15 (tie) Utah State University 15 (tie) Western Kentucky University 15 (tie) Getting a Bachelor’s Degree Faster: 4 Disadvantages How many years is a bachelor’s degree? Perhaps you’re hoping it’s less than four for you- and while there’s nothing wrong withearning your degree faster, there are some drawbacks you should be aware of. #1: Your Workload Will Be Heavier Finishing a bachelor’s degree in fewer than four years most likely means you’ll be working harder than other students by taking more classes during the school year and/or over the summer. With such a heavy workload, you’ll more than likely havefar less time to interact socially, go on vacations, and participate in extracurricular activities,such as clubs and sports. This could all negatively impact your personal satisfaction with your college experience, depending on what you hoped to get out of it. For some students, these drawbacks might not bea big deal.But if they will be for you, you might want to reconsider what you’re willing to give up in order to get your degree faster. #2: You’ll Have Fewer Chances to Take Classes Just for Fun Getting a bachelor’s degree in less time means not only following a strict schedule but also taking only the classes you need to take to get your degree. Consequently, you’ll very likely have fewer opportunities to take electives, that is, classes that are just for fun. Electives can enrich your college experience by allowing you to explore subjects you’re interested in but have never had the chance to study in-depth. Without the time in your schedule to take any classes for fun, you might feel as though you've missed the chance to explore other intellectual interests you have outside your major. #3: You Won’t Have Time for Summer Jobs and Internships Similar to the disadvantage above, if you’re taking classes over the summer to get your bachelor’s degree in less time, you won’t have any time during the summer to focus on other things, such as internships and jobs. This can be a big drawback if you’re hoping to get some work experience in your field before you graduate college. The trade-off here is whether you would rather graduate early with little to no work or internship experienceor graduate at a normal (or slightly slower) pace with more professional experience. #4: You’ll Have to Pay More Upfront Taking extra classes- whether it’s during the school year, the summer, or both periods- usually means you’ll need to pay more upfront for these classes. Although finishing your bachelor’s degree in less time can save you a ton of money in the long run (you won’t have to pay for any more tuition, class fees, housing, or meal plans) you still need to be prepared to pay more upfront for the extra classes you'll be taking and any housing and/or meal plans you’ll need(if taking summer classes). Recap: So A Bachelor’s Degree Is How Many Years? Most students in the US earn their bachelor’s degrees in about four years of continuous full-time study (excluding summers). That being said, many people are able to shorten this time frame to as few as three or even two years by planning ahead and taking advantage of certain opportunities. Although you’ll still need the minimum number of credits required to get your bachelor’s degree (usually 120-130 semester credits or 180-190 quarter credits), it ispossible toaccumulate this number of credits in a shorter amount of time. Here are six possible ways you could do this: Start earning college credit in high school through AP exams, IB exams, and (if a college will accept it) community college courses Choose a major early on and stick with it- this will help you plan out your future better and keep you on track with one main academic focus Take more classes each semester/quarter so you can earn the credits you need faster Enroll in summer classesto earn credits ahead of schedule Look specifically for shorter bachelor’s programs if you prefer a program that offers a built-in structure for studentswho want to finish in a shorter time frame Consider getting a bachelor’s degree online- bothonline and hybrid programs will give you the flexibilityyou need toeasily earn a degree in less time Before you get to work figuring out how you can shorten the time it’ll take to get your bachelor’s degree, takea moment toconsider some of the drawbacks tofollowing such a strict schedule. Here are the four biggest disadvantages you’ll want to think about before making any decisions: Your workload will be heavier, making it hard to find time for socializing with classmates and friends, participating in extracurricular activities, relaxing, andgoing on vacations You’ll have fewer chances to take classes just for fun, which can be frustrating if there are fields outside your major you’re interested in learning about You won’t have time for summer jobs or internships,meaning you’ll be graduating with less professional experience than you might want to have You’ll have to pay more upfront for extra classes, summer housing, and meal plans- though you'll most likelysave money in the long run! Ultimately, whether or not you want to try to get a bachelor's degree in less time is completely up to you. Just make sure that you know what you're getting yourself into! What’s Next? Not sure what you want to study in college?Get tips on how you can choose the best major for you, and learn about the benefits of double majoring if you're interested in more than one field. How much does college cost these days?Our expert guide goes over how much you can expect to pay for your undergraduate educationand offers tips on how you can fork out less money. You can also check out our guide to the cheapest out-of-state colleges. Have friends who also need help with test prep? Share this article! Tweet Hannah Muniz About the Author Hannah received her MA in Japanese Studies from the University of Michigan and holds a bachelor's degree from the University of Southern California. From 2013 to 2015, she taught English in Japan via the JET Program. She is passionate about education, writing, and travel. Get Free Guides to Boost Your SAT/ACT Get FREE EXCLUSIVE insider tips on how to ACE THE SAT/ACT. 100% Privacy. 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Sunday, February 16, 2020

Resent Collapse of Financial Sector in Southeast Asia in 1997 Essay

Resent Collapse of Financial Sector in Southeast Asia in 1997 - Essay Example Maintenance of sufficient current account balance is identified as the successful management strategy to prevent these financial crises in future. The secondary source of information revealed some more meaningful strategies. South East Asia comprises of nations like Malaysia, Singapore, Thailand, Vietnam, Philippines, Indonesia, Hongkong and South Korea. They were recognized as tiger economies as the rate of economic growth was quite phenomenal within a short period. However, the economies of South East Asian countries witnessed a debacle in 1997-1998 leading to the sudden collapse of the financial sector. The South East Asian financial meltdown, experienced in late 1997, was considered to be one of the most serious financial debacles we have had since the 1930s. Approximately an amount of more than a trillion dollars was eroded during this crisis. It took considerably longer period for all these nations to witness the past glory, to recover from this financial crisis. However, there was a substantial recovery in some of the region's markets and investors sorted out specific strengths and weaknesses, differentiating among national economies. The weaknesses in financial markets of China and Japan were als o exposed. Hence there is a strong need to study and analyze the factors responsible for this debacle so that efficient management measures can be taken for preventing the similar type of incidents in future. Keeping this in view the present study is being formulated with the following research aim and objectives. Several researchers documented the causes for South East Asian financial crisis of 1997 (FN 1, FN 2, FN 3 and FN 4, FN 5 and FN 6, FN 7 and FN 8, FN 9). The East Asian financial crisis was reported to be originated in July 1997 in Thailand and it severely affected currencies, stock exchanges and other asset prices in several Asian countries, many considered Tiger economies (FN 10).

Monday, February 3, 2020

Report on the Religious Life of Planet Earth Essay - 2

Report on the Religious Life of Planet Earth - Essay Example These include the religion of Islam which was revealed by the prophet Muhammad and its adherents are spread all over the world such as in the Middle Eastern countries (Swatos & Kivisto, 998). Second, the religion of Christianity is notably the largest faith and has its teachings firmly grounded in the Bible. Evidently, it has approximately over 2 billion followers in the entire. Buddhism is equally another famous religion which teaches the adherents on the best way of living in accordance to Siddharta Gautama (Swatos & Kivisto, 998). Hinduism is a religion in which the faithful have their ideas firmly founded on Indian religious beliefs. The Candomble religion represents an African driven belief system of religion that traces its origins and followers in Brazil. On the other hand, Taoism connotes ancient religious, philosophical tradition that has its belief founded in Chinese worldview. There are equally contemporary and growing religions such as the Bahai religion. The aforemention ed religions are just but a sample of the many religions in the Earth. Their existence and adherents that subscribe to the religions offer part of the proof of the religious nature of man on Earth. The belief in the existence of supernatural beings is a foundational precinct in the belief system of religious people. To this end, they acknowledge the existence of supernatural beings such as gods, spirits or a supreme God. Evidently, the belief in supernatural beings offers a connection to the existence and experiences of humans. For example, among Christians they believe in a supernatural being of God who is composed of three elements. That is, The Holy Spirit, God the Father and God the Son. In addition, they believe in Jesus Christ as the Son of God. On the other hand, the Islamic adherents believe in Allah as a supernatural being and in Muhammad as his prophet. The Hindus on their part believe in the existence of 330 million gods but in one supreme ultimate god known as the Brahman. Contemporary religions such as Bahai express their faith in Bahaullah as the reincarnation or